The parents of a local softball player received $10,000 from their supplemental insurance company. Seventeen-year-old Ellie was playing in a game when she injured her knee. The play that caused the injury didn’t look too bad, but it turned out…
Just a few generations ago, life insurance was one of the most important pieces of insurance a household could have. It meant that if something were to happen, there’d be money in place to make sure the family would be…
Insurance myth #1 – Coverage equals protection! The truth is… coverage does not necessarily equal protection. The age of online insurance has made things easy and convenient for consumers to purchase insurance. However, with that ease and convenience, consumers are…
Our thoughts and prayers are with the many families that have been impacted by the devastation of the fires in Southern and Northern California. As people begin the process of putting life back together, we wanted to take a…
HMA Insurance joins with Volunteers of America to help struggling military Veterans put life back together. We are all aware of the growing homeless crisis, but we never really stop to consider how many families and individuals on the streets…
Underinsured = having inadequate insurance coverage Being in the insurance business, it’s easy for us to use terms without ever stopping to think if people really get what we are saying. I guess every industry has words that are…
I was speaking with a client earlier this month and he shared a story with me about a couple that experienced a very unfortunate life insurance mistake. The couple had been married for over 20 years, it was a second…
Our client is being sued for injuries to a bicyclist that he avoided hitting. While making a left turn he noticed a bicyclist coming down the hill toward him at a high rate of speed. Our client stopped his left…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
I was recently asked this question by one of our HMA Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them…