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Post-Burglary Procedures

homeowners insurance anaheim

What To Do After A Burglary

Around 2 million burglaries are committed each year, yet most Americans do not know what to do after coming home to find that they have been the victims of theft. So you can know how to best handle burglary to get your life back to normal as quickly are possible, here are the first steps your should take.

  1. Call The Cops:It may seem like a no-brainer, but if you are in shock it can be difficult to remember what you should do. Get on the phone with the police right away, and provide them with as detailed a report as possible.
  2. Protect Your House:In some instances, thieves will force their way into your home. To safeguard your home and your loved ones, schedule repairs to busted door frames, broken windows, and any other damages right away. Do not worry about the expense; your homeowner’s insurance policy should cover the cost of theft-related repairs.
  3. File Your Claim:Pull out your home inventory and assess the damage done. Make a list of all stolen items, and collect receipts, appraisals and credit card statements where possible so that your claim can be processed quickly.
  4. Pay Your Deductible:You will not begin to receive reimbursements from your insurance provider until you have paid your deductible. Get that out of the way so you can see an inflow of cash to help you begin rebuilding your life. The amount of reimbursements you receive will depend on the type of policy you have secured. Replacement cost will reimburse you in full for replacing stolen items, while cash value will reimburse you in an amount that has factored in depreciation.

Is your home protected against burglary? Contact Hall, Mahar & Associates Insurance Services today for all of your homeowner’s insurance needs. Our team in Anaheim, California is here to meet all of your Orange County insurance needs.